Terms of Use

1. Definitions

The following defined terms apply throughout these Terms of Use (these "Terms"):

• "Agreement" means these Terms together with the Privacy Policy and any supplemental terms referenced herein.
• "AI Output" means text, summaries, classifications, drafts, extractions, or other content generated by artificial intelligence systems in response to User Content submitted through the Service.
• "Apple" means Apple Inc. and its affiliates, operators of the Apple App Store.
• "Company" means Ana Grace Lapu, an individual developer based in the Republic of the Philippines, operator of the Service (also referred to as "SummaScan App").
• "Free Tier" means the no-cost subscription level subject to usage limitations described in Section 10.
• "Pro Subscription" means a paid subscription tier offering enhanced features as described in the Service and store listing (including Pro and Max where offered).
• "Service" means the SummaScan mobile application, the summascan.app website, and related software, APIs, and services for AI-powered document scanning, analysis, and drafting.
• "User" or "you" means any individual or entity accessing or using the Service.
• "User Content" means documents, images, files, templates, text, and other materials uploaded, captured, or submitted by a User through the Service.

2. Acceptance of Terms

By downloading, installing, accessing, registering for, or using the Service, you acknowledge that you have read, understood, and agree to be bound by this Agreement.

If you do not agree to this Agreement, you must not access or use the Service.

The Privacy Policy is incorporated by reference. In the event of conflict between these Terms and the Privacy Policy regarding data handling, the Privacy Policy shall control with respect to privacy matters.

3. Eligibility and account registration

You must be at least thirteen (13) years of age to use the Service. By using the Service, you represent and warrant that you meet this requirement.

You represent that all registration information you provide is accurate, current, and complete, and that you will maintain and promptly update such information.

You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account. You must notify us immediately at summascanai@gmail.com upon becoming aware of any unauthorized access.

The Company reserves the right to refuse registration, suspend, or terminate accounts at its sole discretion for violation of this Agreement or applicable law.

4. Description of Service

SummaScan is an AI-powered document scanning and drafting application that enables Users to:

• capture or upload images of documents;
• obtain AI-assisted identification of document types;
• receive AI-generated extractions and structured draft outputs;
• save scan history for a limited retention period;
• upload output templates; and
• export outputs in supported formats subject to subscription tier.

The Service is provided as a productivity tool. Features, limits, and availability may change with notice as permitted herein.

5. AI-generated content disclaimer

Not legal advice. The Service and all AI Output do not constitute legal advice, legal opinions, or legal representation. The Company is not a law firm. No attorney-client relationship is created by use of the Service.

Not medical advice. AI Output do not constitute medical advice, diagnosis, or treatment recommendations. Users must consult qualified health professionals for medical matters.

Not financial advice. AI Output do not constitute financial, investment, tax, or accounting advice. Users must consult qualified professionals for financial decisions.

Reference only. All AI Output is provided for reference, convenience, and informational purposes only. AI systems are probabilistic and may produce errors, omissions, hallucinations, or outdated information. You bear sole responsibility for reviewing, verifying, and validating all AI Output against original source documents before any use, reliance, or disclosure.

No guarantee of accuracy. The Company makes no representation or warranty that AI Output is accurate, complete, current, or fit for any particular purpose.

6. Intellectual property rights

The Service, including software, source code, object code, user interface, design elements, trademarks, service marks, logos, and documentation (excluding User Content), is owned by the Company or its licensors and is protected by intellectual property laws.

Subject to this Agreement, the Company grants you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal or internal business purposes in accordance with your subscription tier.

You may not copy, modify, distribute, sell, lease, reverse engineer, decompile, disassemble, or create derivative works of the Service except as expressly permitted by law.

7. User Content and license grant

You retain ownership of User Content.

By submitting User Content, you grant the Company a worldwide, non-exclusive, royalty-free license to use, reproduce, process, transmit, and display User Content solely as necessary to provide, maintain, secure, and improve the Service, including transmission to AI processors for inference.

You represent and warrant that: (a) you own or have all necessary rights, licenses, and consents to submit User Content; (b) User Content does not infringe third-party rights; and (c) submission complies with applicable data protection laws, including where User Content contains personal data of third parties.

8. Prohibited uses

You shall not use the Service to:

• violate any applicable law, regulation, or third-party right;
• upload, scan, or process illegal, stolen, forged, or fraudulently obtained documents;
• engage in identity theft, impersonation, or misrepresentation;
• harass, threaten, defame, or harm any person;
• upload malware or malicious code;
• circumvent usage limits, authentication, or paywall mechanisms;
• scrape, crawl, or systematically extract data from the Service;
• use the Service to develop competing AI models using outputs obtained through the Service; or
• use the Service in any manner that could damage, disable, or impair the Service or other Users.

Violation may result in immediate suspension or termination without refund.

9. Subscription terms and billing

The Service offers a Free Tier (and, where available, a Student tier) and paid Pro Subscriptions billed through Apple In-App Purchase and/or Google Play Billing, as applicable to your platform.

Paid subscription features may include higher scan limits, template library access, scan history, enhanced export formats, AI actions, and priority processing, as described in the store listing at time of purchase.

Subscription fees, billing intervals (monthly or annual), and pricing are displayed in the applicable store at checkout and may vary by region and currency.

Subscriptions automatically renew unless canceled at least twenty-four (24) hours before the end of the current billing period through your Apple or Google subscription settings.

The Company may modify pricing or features for new subscriptions or renewals upon notice through the store or Service.

10. Free Tier limitations

Free Tier Users are subject to usage limits as displayed in the Service (currently three (3) scans per week), basic export functionality, and other restrictions as implemented from time to time.

Upon reaching the scan limit, Free Tier Users must upgrade to a paid plan or wait until the next limit reset to continue scanning.

The Company reserves the right to modify Free Tier limits with reasonable notice.

11. App Store and Google Play purchase terms

Paid subscription payments are processed by Apple and/or Google through their respective stores. The Company does not collect or store payment card information.

Your purchase is subject to Apple's and/or Google's terms of service and applicable store policies.

Billing, payment method management, subscription management, and receipts are handled through your Apple ID or Google account settings.

The Company may use RevenueCat or similar services to manage subscription entitlements and sync paid status with the Service.

12. Cancellation and refund policy

Cancellation. You may cancel a paid subscription at any time through your device's subscription settings (Apple ID Subscriptions on iOS, or Google Play subscriptions on Android). Cancellation takes effect at the end of the current paid billing period. Paid features remain available until expiration.

Refunds. All refund requests for store purchases must be directed to Apple or Google, as applicable. The Company cannot process refunds for in-app purchases. Refund eligibility is determined solely by the store operator.

No partial refunds. Except as required by applicable consumer protection law or store policy, fees are non-refundable for partial subscription periods.

13. Auto-deletion of scan data

Original scan photos are retained with your scan history for thirty (30) days, as described in the Privacy Policy. You are solely responsible for exporting or retaining any AI Output or documents you wish to preserve beyond applicable retention periods.

Auto-deletion is irreversible. The Company shall not be liable for loss of data following expiration.

14. Disclaimers of warranties

To the maximum extent permitted by applicable law, the Service and all AI Output are provided "as is" and "as available" without warranties of any kind, whether express, implied, statutory, or otherwise, including without limitation warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, or quiet enjoyment.

The Company does not warrant that the Service will be uninterrupted, error-free, secure, or free of harmful components.

Some jurisdictions do not allow exclusion of implied warranties; in such jurisdictions, the above exclusions apply to the fullest extent permitted by law.

15. Limitation of liability

To the maximum extent permitted by law, in no event shall the Company, its agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including without limitation loss of profits, revenue, data, goodwill, business interruption, or procurement of substitute services, arising from or related to this Agreement or the Service, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, even if advised of the possibility of such damages.

To the maximum extent permitted by law, the Company's aggregate liability for all claims arising from or related to this Agreement or the Service shall not exceed the greater of: (a) the amount you paid to the Company for the Service in the twelve (12) months preceding the claim; or (b) one hundred United States dollars (USD $100.00).

The limitations in this Section 15 apply notwithstanding failure of essential purpose of any limited remedy.

16. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its agents, licensors, and service providers from and against any and all claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to: (a) your use of the Service; (b) your User Content; (c) your reliance on or use of AI Output; (d) your violation of this Agreement; (e) your violation of applicable data protection laws; or (f) your violation of any third-party rights.

The Company reserves the right to assume exclusive defense and control of any matter subject to indemnification, at your expense.

17. Governing law

This Agreement shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of laws principles.

Mandatory consumer protection provisions of your jurisdiction of residence may apply where they cannot be waived by agreement.

18. Dispute resolution

Subject to the following paragraph, any dispute, controversy, or claim arising out of or relating to this Agreement or the Service shall be submitted to the exclusive jurisdiction of the courts of Quezon City, Republic of the Philippines, and each party irrevocably submits to such jurisdiction.

You waive any objection to venue in such courts and waive any claim that such forum is inconvenient.

Nothing in this Section 18 prevents either party from seeking injunctive or equitable relief in any court of competent jurisdiction to protect intellectual property or confidential information.

19. Severability

If any provision of this Agreement is held invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from this Agreement. The remaining provisions shall continue in full force and effect.

20. Entire agreement

This Agreement, together with the Privacy Policy and applicable App Store / Google Play terms for in-app purchases, constitutes the entire agreement between you and the Company regarding the Service and supersedes all prior or contemporaneous understandings, whether written or oral.

No waiver of any term shall be deemed a further or continuing waiver. Failure to enforce any provision shall not constitute a waiver.

The Company may assign this Agreement in connection with a merger, acquisition, or sale of assets. You may not assign this Agreement without prior written consent.

21. Contact information

Ana Grace Lapu
SummaScan App
Republic of the Philippines

Email: summascanai@gmail.com